Gilbert El Hajj: in Irvine

- Attend the board of trustee meetings and present financial updates and reports to the members - Manage the finance and accounting team - Lead and execute the budgeting and planning process - Run the internal and external audit requirements and ensure audit points are cleared and not repeated - Oversee the monthly payroll process - Manage the Firm's liquidity by actively monitoring and forecasting cashflows and bank accounts - Manage the student financial needs with the coordination of the Financial Aid department - Participate in the discussions related to the cost of credit sold to students

- Analyze data workflow from brokers for an insurance company and improve timelines and reporting efficiency - Automate the quarterly reports for an insurance company and achieve cost savings

(Member of the Asset-Liability Committee (ALCO)) - Analyze ALM (Asset and Liability Management) reports and provide feedback to the management. Attend and run the ALCO meeting and provide the members with an analysis on the current and projected numbers - Create, update and implement ALM policies (Transfer Pricing, Liquidity Premium) and ensure policies are approved and understood by ALCO members - Control and monitor the daily and monthly liquidity and funding of the bank (cash flow, Advances to Liability ratio, Advances to Core Funding ratio, Maturity Mismatch, ) - Support businesses with asset and liability pricing - Analyze financial statements and financial reports, and provide feedback and recommendations to the CFO, CEO and Business heads on the overall performance of the businesses and the bank - Support all line of businesses (Global Markets, Principle Investment and Private Banking) with all financial reports and analysis and contribute to the decision making for these businesses - Manage the Budgeting and Planning and monitor monthly, quarterly and yearly progress against actual - Design and implement effective cost control and financial control guidelines and procedures and ensure their proper application - Ensure correct and accurate flow of data from the main system to the MI system - Check daily control reports and propose necessary changes

- Global Banking and Markets Business partner - Oversee the calculation of the Global Banking & Markets Risk Weighted Asset (RWA) and provide RWA commentary and analysis to the business and to the management. - Participate in product propositions by analyzing the RWA and its impact on the bank capital's requirement - Achieve RWA optimization by collaborating and working closely with the business - Provide P&L and Balance sheet analysis for Global Banking & Markets to help the business reach better management decisions - Manage the Global Banking & Markets Budgeting and Planning and provide monthly, quarterly and yearly variance analysis - Private Banking Business coordinator - Responsible for the Principal Investment Management information (P&L, portfolio value, )

- Deputy CFO and Member of the Asset-Liability Committee (ALCO) - Monitor responsibilities & workflow of subordinates and oversee their performance with a view to achieve departmental goals on an accurate and timely basis - Analyze ALM (Asset and Liability Management) reports and provide feedback, commentary and recommendations to the management - Implement and update ALM policies (Liquidity Premium, Interest Rate Behaviouralization, and Transfer Pricing) and ensure policies are approved and understood by ALCO members - Perform daily Nostro accounts reconciliation - Follow up on all Debtors, Creditors, Suspense and Transit accounts and exercise an aging analysis - Control and validate admin expenses (general expenses, payments to suppliers, accruals and provisions) - Supervise the preparation of financial reports and information required by group and external authorities - Manage the reporting and payment of fees and taxes to the Ministry of Finance - Provide and Support all line of businesses (corporate, retail, global banking and global markets) with all financial reports and analysis and contribute to the decision making for these businesses - Run the semi-annual and annual external audit process