Roger B. Gilbert: VP Business Development, Manager Government Guaranteed Lending in Carmel by the Sea, CA

Responsible for Developing and Supporting Government Guaranteed Lending efforts throughout the organization.

I am responsible for expanding and managing a portfolio of business clients with $5 million to $50 million in annual revenue for Chase Bank on the Central Coast. My focus is on building relationships with potential customers and Centers of Influence by providing credit, cash management, deposit products and services, and business and financial advice to business clients, while balancing portfolio growth and risk management. Advanced training in financial analysis, credit and cash flow analysis. Interim Area Manager in 2014-15.

I assumed the management of an underperforming Harley-Davidson dealership, previously under the same ownership for 38 years. Directed all operations; supervised up to 32 employees; set standards and enforced sound policies and procedures, executed corporate programs, promotions and drove optimal customer satisfaction, with associated productivity and P & L results.

Provided strategic, operational and fiscal leadership; developing and implementing the policies and procedures that formed the basis of the operating business model. Managed and provided direction to 110 employees driving sales, profitability and a high level of customer satisfaction.

Developed and executed new business model that included introducing dramatically improved products and production processes for traditional surfboards using new/improved materials and CAD/CAM design and shaping.

I managed client assets of over $50 Million, specializing in laddered portfolios of Municipal Bonds, Treasury Securities and Blue Chip Stock Portfolios for individuals and pension funds, which enabled investors to achieve a respectable rate of return during periods of economic volatility.