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nathan cramer: Manager- Credit & Sales Analysis in easley, SC

nathan cramer

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Manager- Credit & Sales Analysis
easley | United States
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Work experience
Image Confluence Watersports

Confluence Watersports

Manager- Credit & Sales Analysis | 08/2012 - Current

o Managed credit and accounts receivables functions for 60 million dollar portfolio, with heavy preseason program and extended terms o Provided cash flow analysis and treasury management o Managed a staff of 3-5 in various roles o Conducted field work and account audits collaborating with sales staff and key accounts leading to a growth focused terms package o Sales program development increased top line by 6% o Collaborated with executive staff as a key support for budgeting o Provided key analysis and BI for sale process allowing the prior ownership (American Capital Ltd) to maximize profit
Image Confluence Watersports

Confluence Watersports

Accounting Analyst | 04/2009 - 08/2012

o Worked with the sales team to develop metrics focused on daily and monthly sales trends with focus on margin enhancement o Developed boat standard costs and maintained bill of materials o Managed inventory and freight analysis projects and reporting o Assisted with general ledger accounting primarily in streamlining the process and auditing of data o Worked as a key contributor in the launch of Pentaho and Cognos BI platform including integration and user training of the products o Streamlined month end closing from 7 day to 3 day close with focus on providing key metrics, account reconciliations, and accuracy
Image Confluence Watersports

Confluence Watersports

Credit Analyst | 10/2006 - 04/2009

o Provided credit and collections for Eastern US and West coast (approx. 15M in A/R) o Developed analytics for collections of past dues and assisted in reducing delinquency rate from near 50% to fewer than 2% by the end of the 3rd year o Created and implemented a corporate account score card and credit database which was integrated into sales strategy allowing for sales to focus efforts on accounts with favourable payment history
Image Capital Management Services

Capital Management Services

Collections Manager | 03/2005 - 10/2006

o Managed a team of 8-10 collectors working dismissed bankruptcy files toward settlements of past due balances o Consistently ranked as a top performing team collecting at or above 50% settlement rate of over 250K monthly o Provided phone and collections training leading to the promotion of team members to management roles
Image Capital Management Services

Capital Management Services

Collections Specialist | 09/2004 - 03/2005

Collections, pre bankruptcy portfolio. Top Performer
Image Warehouse Home Furnishings

Warehouse Home Furnishings

Credit Manager | 01/2002 - 09/2004

Managed revolving credit operations for furniture store.
Education history
Image Brevard College

Brevard College

None | 1997 - 1999

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1501 Lincoln Blvd.#1014 Venice, CA. 90291