Monique Farquharson: in Newport Beach, CA

• Lead the department in Project Managing the most mello roos and special tax districts (80) • Responsible for calculating and enrolling over $20 million in taxes with the respective County • Work with the Assessor’s Office and Property Tax Divisions of various Counties to monitor parcel changes, tax delinquencies and property ownership • Special Tax Consultant in the issuance of over $400 million of bonds • Review and provide comments on legal documents on behalf of Clients • Work with large datasets to create tables and exhibits for official statements • Present credit presentations to Standard & Poor’s on behalf of Clients to achieve goal rating • Conduct quantitative analysis of financial data to forecast revenues to be used to repay bonds • Compare actuals versus forecast/projections to find variances and trends • Develop financial models to set special tax rates of new mello roos districts and calculate prepayments of taxes • Prepare and present analysis to School District Offi

• Project Manager for over 50 mello roos and special tax districts • Calculated and enrolled the special taxes with the respective County • Worked with the Assessor’s Office and Property Tax Divisions of various Counties • Formed four (4) mello roos districts • Special Tax Consultant in the issuance of over $120 million of bonds • Prepared necessary reports in accordance with the Security and Exchange Commission (SEC) and California Debt and Investment Advisory Commission (CDIAC)

• Formed seven (7) mello roos districts • Project Manager for over 40 mello roos and special tax districts • Calculated and enrolled the Special Taxes with the respective County • Special Tax Consultant in the issuance of over $10 million of bonds • Prepared necessary reports in accordance with the Security and Exchange Commission (SEC) and California Debt and Investment Advisory Commission (CDIAC)

• Opened escrow and title on refinances / prepared files for processing • Managed company’s social media and website • Assisted the Processors and Loan Officers • Prepared monthly Loan Officer Revenue reports for Owners